Roopya Raises Rs 4 Crore From Inflection Point Ventures To Scale Digital Lending Platform

Building Faster Lending Infrastructure

Founded by Sudipta Kumar Ghosh and Raman Vig, Roopya offers a No Code Lending as a Service platform that allows lenders to launch customised loan products within 4 to 6 days.

Traditional lending infrastructure can take months to deploy. Roopya aims to significantly reduce this time through automation and simplified integration.

The company provides a fully automated Loan Origination System that manages onboarding, underwriting, and loan disbursement. Its platform also enables lenders to offer digital credit products such as Buy Now Pay Later and EMI solutions.

Democratising Access To Credit

Roopya positions itself as a digital infrastructure layer for NBFCs, MFIs, and fintech companies that lack access to advanced lending technology.

The platform currently supports more than 1100 point of sale terminals across 10 states. According to the company, it has processed loans worth over Rs 100 crore in the current fiscal year.

It also works with more than 20 lenders who collectively process over 30000 loans each month. The startup reports steady monthly growth between 15 and 20 percent.

Why This Matters For The Lending Ecosystem

India’s credit market continues to expand, but many institutions still struggle with outdated systems and slow product deployment cycles.

By offering a simplified and scalable SaaS based lending infrastructure, Roopya aims to make digital credit more accessible and efficient. The recent funding signals investor confidence in technology driven solutions that can bridge the credit gap at scale.

What Comes Next

With fresh capital in place, Roopya is expected to deepen its presence across states, enhance product capabilities, and onboard more lending partners.

As digital lending becomes increasingly competitive, infrastructure platforms that enable speed and flexibility could play a critical role in shaping the next phase of financial inclusion.